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These days, Wise has upwards of 13 million customers, and also offers personal and business accounts to hold and manage currencies, accept payments and spend using a linked debit card. You can send payments in 55 currencies with OFX. Through your personal broker you can also set up forward exchange contracts and target rate orders to help manage currency risks when transacting or holding high values of foreign currencies.
OFX business accounts are also available to hold and manage foreign currencies and payments. How do they work? You can do this either online or by calling the OFX team, and will need to provide some ID for verification purposes. Your first international payment must be made on the phone through a specialist broker.
Then Wise will make a payment of the equivalent amount in your preferred currency, from their account in the destination country. Wise has low transaction costs for the services you use - currency exchange is from 0. However, a markup will apply on the exchange rate applied.
Personal information shall be retained only for as long as may be necessary for the fulfilment of the purpose for which the information is collected. However, you should be aware that OzForex is obliged under relevant anti-money laundering and counter-terrorism legislation to retain information relating to personal identity for 7 years.
Subject to any legislative requirements, OzForex will destroy, erase, or make anonymous your personal information when it is no longer required to fulfil the purpose for which it has been collected. Accuracy OzForex will make reasonable efforts to ensure that your personal information is sufficiently accurate, complete, and up-to-date to minimise the possibility that inappropriate information may be used to make a decision about you. OzForex will not routinely update your personal information, unless such a process is necessary to fulfil the purposes for which the information was collected.
In accordance with the Client Agreement, you must notify us as soon as possible if any of the information you have provided to us has changed. Safeguards OzForex has in place a range of security safeguards to protect your personal information against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification, regardless of the format in which it is held.
The methods of protection may depend on the sensitivity of the information and the format in which it is contained. Security measures employed by OzForex include: technological measures including SSL bit encryption for all data transfers over the Internet; physical measures such as locked filing cabinets and restricted access to offices; and strategic measures such as security clearances and limiting access to a "need-to-know" basis.
OzForex ensures that its staff are aware of the importance of maintaining the confidentiality of personal information. Access OzForex will upon request [and within 10 days of any such request] allow you access to your personal information. The requested information shall be provided or made available in a form that is generally understandable.
In circumstances where you point out to OzForex that any information held by us is inaccurate or incomplete, we will take appropriate action to amend the information as required and, if necessary, notify any third party of the correction. There may be circumstances which preclude OzForex from providing access to some or all of your personal information.
Those circumstances could be: the information may contain references to other individuals; legal, investigative, security, or commercial proprietary reasons; or the information is subject to solicitor-client or litigation privilege. OzForex may be prohibited by law from providing you with access to your personal information.
For example, when the disclosure could: threaten the safety or physical or mental health of an individual other than you; reasonably be expected to cause immediate or grave harm to your safety; reveal personal information about another individual; or contravene another law that prohibits the disclosure.
Complaints OzForex has procedures in place, to receive and respond to, complaints or inquiries about our policies and practices relating to the handling of personal information. For more information, see our Complaints Policy. OzForex takes all complaints seriously and will investigate all complaints.
Macquarie Group Privacy Policy Central to the success of Macquarie Group being Macquarie Group Limited and its related bodies corporate globally is our commitment to our clients. We honour without reservation our obligation to respect and protect the privacy of the personal information of individuals with whom we deal. The information we collect Whenever it is reasonable and practicable to do so, we only collect information about you directly from you.
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